GuidesCoverage Article
How to Calculate Loss Ratio: A Step-by-Step Guide for Beginners
The loss ratio formula, step by step: which losses and premium to use, a worked example, how it ties to the combined ratio, and mistakes to avoid.
Essential Resources & Blogs for Insurance Agency Success
Explore our comprehensive guides to streamline your insurance agency operations, including expert tips, industry insights, and step-by-step resources.
23 articles
GuidesCoverage Article
Understanding Employee Dishonesty Insurance: A Comprehensive Guide
Learn what employee dishonesty insurance covers, why it matters, and how it protects your clients from theft, fraud, and other internal risks.
GuidesAgency Staff Articles
Incurred But Not Reported (IBNR): What Every Insurance Professional Needs to Know
What incurred but not reported (IBNR) means, how pure IBNR differs from IBNER and IBNP, how actuaries calculate it, and why it matters to agents and underwriters.
GuidesHelpful Tips: For Employees
Understanding Composite Risk Assessment: Key Insights for Effective Implementation
Learn what composite risk assessment is, how carriers and agencies use it to see how risks interact, and how to apply it in a commercial account review.
GuidesCoverage Article
Waiver of Subrogation Explained: A Client Guide
Learn how to explain waiver of subrogation to clients effectively. Covers types, risks, and practical communication strategies for insurance pros.
GuidesAgency Owner Articles
Insurance Agency Valuation: How to Calculate and Increase Your Value
Learn how to calculate your insurance agency valuation, explore key value drivers, and discover strategies to grow your agency’s worth with scalable systems.
GuidesAgency Owner Articles
8 Ways to Boost Insurance Agent Productivity
Discover how to increase insurance agent productivity with 8 proven strategies to streamline training, boost performance, and grow your insurance agency faster.
GuidesAgency Staff Articles
The Practical Guide to Insurance Designations
The insurance industry allows agents to earn many professional designations, but it can get confusing with so many designations. See our full guide here.
GuidesAgency Staff Articles
How to Complete ACORD Agent of Record Forms
A step-by-step guide to the ACORD 36 broker of record change form: what to gather, how to fill out each section, and how to submit it to the carrier.
GuidesAgency Staff Articles
How to Complete the ACORD Cancellation Form - ACORD 35
A field-by-field guide to the ACORD cancellation form: dates, reason, method of cancellation, return premium, signatures, and the mistakes that delay a refund.
GuidesAgency Staff Articles
How to Complete the ACORD Statement of No Loss Form (ACORD 37)
How to complete the ACORD 37 statement of no loss for a policy reinstatement after a lapse, what each section asks for, and the mistakes that create E&O risk.
GuidesAgency Staff Articles
How to Complete the ACORD 140 for Commercial Property Insurance
A field-by-field guide to the ACORD 140 property section: premises, coverages, construction, protection, interests, and signatures.
GuidesAgency Staff Articles
How to Complete the ACORD 127 for Commercial Auto Insurance
A section-by-section guide to the ACORD 127 business auto section: drivers, vehicles, coverages, additional interests, and the forms that go with it.
GuidesAgency Staff Articles
How to Complete the ACORD 25 Certificate of Liability
A field-by-field guide to the ACORD 25 for CSRs and account managers: what goes in each box, what the certificate cannot do, and mistakes to catch.
GuidesAgency Staff Articles
How to Complete the ACORD 130 for Insurance: Step-by-Step Guide + Fillable Form
A step-by-step guide to the ACORD 130 workers' compensation application: applicant details, rating worksheet, experience mod, loss history, and state forms.
GuidesAgency Staff Articles
How to Complete the ACORD 125
A section-by-section guide to the ACORD 125 commercial application: what to gather, what each section asks, and which ACORD forms go with it.
GuidesAgency Staff Articles
How to Complete the ACORD 126 for Insurance
A section-by-section guide to the ACORD 126 Commercial General Liability Section: limits, schedule of hazards, claims-made, contractors, and products questions.
GuidesAgency Staff Articles
ACORD 163 Form: Your Guide to Commercial Auto Insurance
Learn how the ACORD 163 simplifies commercial auto driver info. Discover key tips, streamline your process, and start mastering ACORD 163 today!
GuidesAgency Staff Articles
How to Complete the ACORD 129 Form
Learn how the Acord 129 Vehicle Schedule Form organizes essential auto insurance details. Explore key steps for properly completing this document.
GuidesAgency Staff Articles
How to Complete the ACORD 27: Certificate of Insurance
How to complete the ACORD 27 evidence of property insurance section by section, when to use it instead of the ACORD 25 or 28, and common errors to avoid.
GuidesAgency Owner Articles
4 Keys to Learning and Development in a Remote Workplace
In the past, in-person training worked well at most insurance agencies. However, with remote work on the rise over the past few years and a significant spike as a result of COVID-19, in-person training may no longer be the best option.
GuidesAgency Owner Articles
The Quick Guide to Delivering Meaningful Feedback
When it is delivered effectively, it can help employees improve. However, done poorly, it can hurt future performance and progress towards goals.
GuidesAgency Owner Articles
7 Ways Top Agencies Leverage Culture to Fight Turnover Problems
Discover seven proven strategies top insurance agencies use to build a positive workplace culture that reduces turnover: from regular employee recognition to fostering emotional safety and work-life balance.
