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Articles, podcasts, videos, and industry guides to support
you and your insurance agency
Coverage Article, Helpful Tips: For Training
Understanding the Basic Cause of Loss Form in Insurance The Basic Cause of Loss Form, sometimes referred to as CP 10 10 or cp1010, is a key part of commercial property insurance, providing a clearly defined level of protection against specific causes of loss in insurance. For insurance professionals and policyholders alike, understanding this named-peril […]
Agency Staff Articles, Helpful Tips: For Employees, Helpful Tips: For Training
What is an ACORD 25 form? Starting a career in insurance means getting to know the forms and applications you’ll use daily in your Agency Management System (AMS). Read on for details about the documents, such as the the Acord 25 form, you’ll rely on each day to manage client information and insurance policies. The Acord […]
Coverage Article
Understanding the Gaps: How CGL Policies May Leave Your Business Exposed Many business owners believe their Commercial General Liability (CGL) coverage policies automatically extend to every commercial location and all related operations. Yet, ever since the 2017 revisions to the CG0001 form, this assumption can leave businesses exposed to significant risks. Indeed, the International Risk […]
Agency Owner Articles, Agency Staff Articles, Coverage Article
What is the CG 2404 Endorsement? The CG 2404, also known as Waiver of Transfer of Rights of Recovery Against Others to Us, is a commonly used waiver of subrogation endorsement (WOS endorsement) in commercial general liability (CGL) policies. This waiver of subrogation form allows the named insured to waive their insurer’s right to subrogate […]
Agency Staff Articles, Helpful Tips: For Employees, Helpful Tips: For Training
What Is an ACORD 130 Form? If you’re beginning a career in insurance, it’s important to learn about the applications like the ACORD 130 used in the Agency Management System (AMS). ACORD forms, created by the ACORD Corporation, are standardized documents recognized across the insurance industry. They include all the details insurers require to issue […]
Agency Staff Articles, Helpful Tips: For Employees, Helpful Tips: For Training
What is an Acord 125 form? If you’re starting a career in insurance, it’s important to get comfortable with the applications used in an Agency Management System (AMS). In this article, we’ll explore the ACORD forms and specifically the ACORD 125 form. The ACORD 125 form, also referred to as the ACORD commercial insurance application […]
Coverage Article, Helpful Tips: For Employees
Understanding Occurrence vs. Claims-Made Insurance Policies A professional signing an insurance policy document. Insurance professionals often face decisions that affect policy coverage and risk management. Understanding the difference between claims-made vs occurrence forms is a critical part of these decisions. This article explains the distinctions between these two forms, offering clarity on occurrence based vs […]
Agency Staff Articles, Helpful Tips: For Employees, Helpful Tips: For Training
What is the ACORD 126 Form? As you embark on your insurance career, it’s important to get comfortable with the applications found in your Agency Management System (AMS). Below, you’ll learn more about the ACORD application you’ll use regularly to manage client data, including the essential ACORD 126 form. ACORD forms are widely accepted documents […]
Agency Staff Articles, Helpful Tips: For Employees, Helpful Tips: For Training
What is an ACORD 163 Form? As you begin a career in insurance, it’s vital to become familiar with the applications used in your Agency Management System (AMS). Below, you’ll find more details about the tools you’ll use every day to manage applicant information, including the driver schedule app for commercial auto insurance. The ACORD […]
Coverage Article
Introduction to COPE Insurance: Understanding Property Risk Factors Illustration explaining COPE Insurance—Construction, Occupancy, Protection, and Exposure—key factors in property insurance underwriting. What is COPE Insurance and Why It Matters in Property Coverage? COPE is a structured method in property insurance that evaluates risk through four factors: Construction, Occupancy, Protection, and Exposure. COPE is an acronym […]