Get Started
Follow these simple steps to get started.
- 1
- 2
- 3
Create Account: Step 1 of 3
The Complete Guide to Insurance Loss Run Reports
Agency Staff Articles, Coverage Article
Understanding the Importance of a Loss Run Report Insurance professionals frequently express frustration when navigating loss run reports, dealing with delays, unclear data, and the challenge of clearly conveying essential loss history to stakeholders. Executives and account managers, especially those who train new employees, understand that overlooked details in these reports significantly impact coverage decisions, […]
Certificates of Insurance – Why You Need to use Templates
Agency Staff Articles, Helpful Tips: For Training
Certificates of Insurance – The Template Approach Insurance professionals frequently field requests from clients, business partners, and vendors looking for proof of coverage. An insurance certificate, usually completed on an ACORD 25 form, offers a straightforward way to satisfy these requests quickly. By using this clear, standardized approach, teams can reduce errors and ease the […]
What to Look for in CE Courses for Insurance Agents
Agency Staff Articles, Helpful Tips: For Training
Importance of Choosing the Right Insurance CE Courses Continuing education for insurance agents, known commonly as insurance continuing education (CE) courses, plays a pivotal role in an agent’s professional development, client service excellence, and regulatory compliance. Choosing the right insurance education courses can significantly influence an agent’s competitiveness and industry knowledge. This article highlights crucial […]
What Is a Blanket Insurance Policy? An In-Depth Overview
Agency Staff Articles, Coverage Article
A Blanket insurance policy is an arrangement that covers multiple assets or properties under a single limit. It has become especially popular among businesses and individuals looking for a unified plan that offers broader protection. Risk managers often choose this strategy to consolidate oversight across various holdings—such as car dealerships, country clubs, or agricultural properties—so […]
What’s the Difference Between DP1 and DP3 Policies?
Agency Staff Articles, Coverage Article
When insuring rental properties or vacant homes, understanding the differences between various dwelling fire policies is essential. Two popular options are DP1 and DP3 policies, also known as Dwelling Fire Form 1 and Dwelling Fire Form 3. Both dwelling fire policies serve non-owner-occupied properties, yet they provide significantly different coverage levels. This guide will clarify […]
What Is the Duty to Defend in Insurance?
Agency Staff Articles, Coverage Article
Duty to defend insurance plays a vital role in protecting policyholders from the financial pressures of legal actions. It centers on an insurer’s obligation to manage a legal defense when claims arise under a covered policy. Individuals and organizations with liability insurance often rely on this safeguard to handle complex and costly litigation. Duty to […]
Understanding Functional Replacement Cost in Insurance: A Comprehensive Guide
Agency Staff Articles, Coverage Article
Definition and Overview of Functional Replacement Cost Functional replacement cost is an important concept in property insurance, offering a balanced way to handle coverage and premiums. This insurance policy choice lies between actual cash value (ACV) and replacement cost value (RCV), making it an appealing option for certain property owners. Grasping the functional replacement cost […]
What is the CIC Designation?
Agency Staff Articles, Helpful Tips: For Training
Introduction to the CIC Designation The Certified Insurance Counselor (CIC) designation, also called the CIC insurance certification, is a well-regarded professional certification in insurance created for insurance professionals (insurance agents) who want to broaden their expertise. Earning the CIC designation demonstrates a strong commitment to continuous professional growth within the insurance industry. History and Evolution […]
Installation Floater vs Builders Risk: Choosing the Right Coverage for Your Construction Project
Coverage Article, Helpful Tips: For Training
Understanding Installation Floater vs Builders Risk Installation Floater vs Builder Risk is a key consideration when evaluating financial risks in construction projects for both property owners and contractors. With valuable materials, equipment, and structures in play, choosing the right construction insurance coverage is essential to safeguard against potential losses. The two common policies available are installation […]
What is the Basic Cause of Loss Form in Insurance
Coverage Article, Helpful Tips: For Training
Understanding the Basic Cause of Loss Form in Insurance The Basic Cause of Loss Form, sometimes referred to as CP 10 10 or cp1010, is a key part of commercial property insurance, providing a clearly defined level of protection against specific causes of loss in insurance. For insurance professionals and policyholders alike, understanding this named-peril […]